Your Bankruptcy Attorney

Wondering if declaring banruptcy is the right path for you?  We’ll meet with you and go over all your options.  Whether it’s Chapter 13, Chapter 7, or another route.

Our Specialties

Bankruptcy Counsel With You in Mind

Woman Settling Debts

Chapter 7 Bankruptcy

“Straight” bankruptcy may be the best option to cancel your debts.  Chapter 7 can eliminate most of your unsecured debts and even some secured debts.  Get out of debt without losing the shirt off your back.

Couple Financial Planning and Deciding on Bankruptcy

Chapter 13 Bankruptcy

Set up a reasonable repayment plan to discharge your debt.  Chapter 13 is a measure agreed upon by you, your debtors, and the court.  Go into court with an advocate at your side looking out for your best interests.

Options-Driven Answers

The Spagnola Law Firm has been helping businesses and families free themselves from debt for decades.  While bankruptcy may not be the best option for everyone, there are cases where it’s necessary.

When it comes to bankruptcy and debt relief, there are many pathways to financial freedom.  And the cases vary from person to person.  It takes a personal touch to know what would be the best option for any individual or business.

Working directly with our clients is how we determine what an individual’s choices are.  And as a federally designated debt-relief agency, we have the means to help enact those choices.

Gavel, Justice Scales, and Financial Documents

Learn Your Options

Know What’s Right For You

Bankruptcy law is a complex and nuanced field.  It’s definitely not for the faint of heart.

This fact makes it even more important to pick a winner when choosing a bankruptcy attorney.  Sadly, it’s very possible to have representation who’s out of their depth.

That’s where the Spagnola Law Firm comes in.  Not only are we practiced in Chapter 7 and Chapter 13 bankruptcy, we also can advise on debt-relief as a whole.

When you’re making a decision as far-reaching as declaring bankruptcy, you need experienced legal representation.  Going it alone is never advised.  We’ve worked with countless families and businesses to alleviate debt and establish reasonable repayment plans (and stop those pesky collections calls).  And we can do the same for you, too.

You deserve the best bankruptcy counsel.  And we’re happy to help.

When Should I File For Bankruptcy?

It depends on you and your circumstances.  If you’re facing serious hardship due to being overwhelmed by debts and in danger of foreclosure, it may be time to consider bankruptcy.  This could give you the time you need to get on track.

Should I File Ch 7 or Ch 13 Bankruptcy?

Your unique situation and what you’re willing to liquidate determines which type of bankruptcy you should file.  We’ll look at your finances, assets, and property to be able to advise the best course of action for your financial future.

Will I Lose My Property If I File Bankruptcy?

Contrary to what people think, many people are able to keep their property after filing for bankruptcy.  It depends on the number of exemptions you are entitled to.  We work with you to maximize those exemptions and minimize property loss.

Why Spagnola Law Bankruptcy?

When it comes to debt and bankruptcy, you deserve a legal advocate.  Declaring bankruptcy can be a stressful time, and you shouldn’t have to wonder what the future holds.  We work with you to determine plans and best actions for a stable financial future.